Employee Benefits

Benefits

Tallahassee Community College (TCC) offers eligible employees a comprehensive benefits package designed to provide employees and their families with a broad range of employer and employee paid benefit options. Eligibility for benefits is defined by your employment classification.

For us, your health is a top priority. We offer several health plans, dental plans, and vision insurance plans to choose from. All plans have the option to include your eligible dependents and we pay for a portion of the insurance coverage to help offset the cost. Supplemental insurances are also available to enroll in such as short term disability, long term disability, accident, hospital indemnity, critical illness, legal/identity theft coverage and voluntary term life insurance.

TCC participates in the Florida Retirement System (FRS) which includes a defined benefit Pension plan and defined-contribution Investment Plan. TCC also offers the option for eligible Administrators and Faculty to participate in the Community College Optional Retirement Plan (CCORP), (see HR if you are interested)

Eligible employees may elect pre-tax salary deductions to contribute on a voluntary basis to a variety of tax shelter accounts such as a 403(b), and/or a 457(b) Deferred Compensation plan. For a full list of eligible providers, please click here.

2022 Benefits

2022 Health Insurance Rates

Health

Medical Insurance Benefit Summary

Dependent coverage is additional at the employee’s expense.

Dental

The Standard Insurance offers two plan options. The employee pays all premiums and can be payroll deducted. Monthly premiums are as follows:

Rates Low Option High Option
Employee $17.50 $24.90
Employee + 1 $33.50 $47.90
Family $61.50 $81.90

Learn more about your dental benefits: 2022 The Standard Insurance - Dental Plans, High and Low Summary Guide

Vision

An affordable eye care plan is offered through The Standard - VSP Network. Employees may elect coverage for themselves and their eligible dependents. Monthly premiums are as follows:

Rates  
Employee $4.99
Employee + Spouse $8.40
Employee + Child(ren) $8.57
Employee + Family $13.56

Learn more about your Vision benefits: 2022 The Standard - Vision Insurance (VSP) Summary Guide

Life Insurance

  • Basic Life Insurance: TCC provides Basic Life Insurance Coverage for all full-time employees in the amount of 200% of  your annual salary, to a maximum of $600,000. Your Basic Life Insurance coverage includes Accidental Death and Dismemberment coverage.
  • Voluntary Term Life Insurance: Full-Time Employees can apply for additional voluntary employee life insurance coverage in $25,000 increments to a maximum coverage of $500,000. Employees can also elect voluntary spouse life insurance and voluntary child life insurance. (Employees must elect Voluntary Employee Life to be eligible to elect Voluntary Spouse or Voluntary Child Life Insurance)

Learn more about your Life Benefits: 

Optional Benefits

The Standard Optional Insurance Benefits

Accidental Insurance Benefits 

Having an accident doesn’t just hurt you — it can also damage your finances. Your medical insurance will cover some of the expenses, but you’ll be left to foot the bills for your copays and deductible. Those can add up fast, especially if you’re unable to work while you recover. That’s where Accident insurance comes in: It helps protect your bank account from the out-of-pocket expenses that can come with an injury — whether you’re coping with a broken arm or recovering from a serious car accident.

Learn more about your Accidental Insurance benefits: 2022 The Standard Insurance - Accident

Critical Illness Insurance Benefits

You may have medical insurance. But that doesn’t mean you’re covered for all of the expenses resulting from a serious
illness that you probably haven’t budgeted for — things like copays, deductibles, loss of income, child care and travel
expenses. Group Critical Illness insurance helps fill the gap caused by these out-of-pocket costs, creating a financial
safety net for you and your family.

Learn more about your Critical Illness Insurance benefits: 2022 The Standard Insurance - Critical Illness Summary Guide

Hospital Indemnity Insurance Benefits

Medical insurance is important. Especially when you have a hospital stay – planned or unplanned. But it can leave you
with unexpected bills and out-of-pocket costs. Group Hospital Indemnity insurance can help cover unexpected out-of pocket expenses such as copays, deductibles and out-of-network charges, as well as everyday living expenses. It pays a benefit directly to you for hospital stays, regardless of your treatment costs or other insurance coverage you might have

Learn more about your Hospital Indemnity Insurance benefits: 2022 The Standard - Hospital Insurance

Short-Term and Long-Term Disability Insurance Benefits

You probably have insurance for your car or home, but what about the source of income that pays for it? You rely on your paycheck for so many things, but what if you were suddenly unable to work due to an accident or illness? How will you put food on the table, pay your mortgage or heat your home? Disability insurance can help replace lost income and make a difficult time a little easier. 

Learn more about your Short-Term and Long-Term Disability Insurance benefits: 2022 The Standard - Short Term Disability and 2022 The Standard - Long Term Disability.

 

Murphy Meadows, Inc.

Medical FSA

A Flexible Spending Account (FSA) is an employer-sponsored benefit that allows you to pay for eligible medical expenses on a pre-tax basis. If you expect to incur medical expenses that won't be reimbursed by an insurance company or another plan, FSAs are a great way to save money while covering those costs. You can contribute up to $2,750 annually to your FSA.

Dependent Care FSA

Dependent Care FSA (DCA) is a Flexible Spending Account (FSA) that allows you to set aside pre-tax dollars for Dependent Care expenses. The IRS DCA annual contribution limits are $5,000 if you file your income taxes as single or married filing jointly; and $2,500 if you are married filing separately.

View 2022 Murphy Meadows FSA Packet

 

Legal Shield

TCC offers the option to elect prepaid legal services and identity theft protection through our provider LegalShield. This is an employee paid benefit and it may be purchased during New Hire or Open Enrollment.

 View  2021 Legal Shield Flyer

 

2021 Benefits Package

2021 Benefits

View the 2021 Premium Rate Sheet.

Health

Medical Insurance Benefit Summary

Dependent coverage is additional at the employee’s expense.

  • Blue Cross Blue Shield PPO Plans

Dental

Guardian offers two plan options. The employee pays all premiums and can be payroll deducted. Monthly premiums are as follows:

Rates Low Option High Option
Employee $18.32 $25.64
Employee + 1 $36.58 $50.12
Family $65.96 $87.23

Learn more about your dental benefits: 2021 Guardian Dental Summary

Vision

An affordable eye care plan is offered through Guardian. Employees may elect coverage for themselves and their eligible dependents. Monthly premiums are as follows:

Rates  
Employee $5.99
Employee + Spouse $10.08
Employee + Child(ren) $10.29
Employee + Family $16.27

Learn more about your Vision benefits: 2021 Guardian Vision Summary

Life Insurance

  • Basic Life Insurance: TCC provides Basic Life Insurance Coverage for all full-time employees in the amount of 200% of  your annual salary, to a maximum of $580,000. Your Basic Life Insurance coverage includes Accidental Death and Dismemberment coverage.
  • Voluntary Term Life Insurance: Full-Time Employees can apply for additional voluntary employee life insurance coverage in $25,000 increments to a maximum coverage of $500,000. Employees can also elect voluntary spouse life insurance and voluntary child life insurance. (Employees must elect Voluntary Employee Life to be eligible to elect Voluntary Spouse or Voluntary Child Life Insurance)

 

Rates Basic Life Voluntary Term - Starts at $1.23
Spouse N/A $250,000.00
Child 14 Days to 26 years N/A $10,000.00

Learn more about your Life benefits: 2021 Guardian Life Insurance Summary

Optional Benefits

Guardian Optional Benefits

Guardian Accidental Insurance Benefits 

Accidents happen every day. Did you know almost 39 Million emergency room visits a year are due to an injury? If you were injured from an accident, chances are you will have expenses that you were not anticipating-will you be prepared? Accident Insurance can help you deal with those expenses. Benefit payments can help you with your medical deductibles, co-pays, and help cover household expenses like groceries, mortgage payments and childcare, which can begin to pile up if you have to take some time off from work. 

Learn more about your Accidental Insurance benefits: 2021 Guardian Accident Benefit Summary Guide

Cancer Insurance Benefits

Cancer is a terrible disease, but fortunately, more and more people are beating it through earlier diagnosis and the ever-improving treatments available. However, treatment can be costly. Every year, more and more people are being diagnosed with cancer and the number of new cases is expected to rise to 22 million worldwide within the next two decades. That’s where Cancer insurance can help. It supplements your medical and disability income insurance and helps protect you and your family from the financial hardship you may face while fighting the disease. Cancer Insurance pays benefits to you based on the treatments you receive related to a covered cancer diagnosis. The benefit payment is paid in addition to your medical insurance plan. 

Learn more about your Cancer Insurance benefits: 2021 Guardian Cancer Benefit Summary Guide

Critical Illness Insurance Benefits

It takes a lot to beat a serious illness. Unfortunately, it can also cost a lot. When you or a family member suffers a serious illness like a stroke or heart attack, Critical Illness Insurance can help with expenses that medical insurance doesn't cover like deductibles or out of pocket costs, or services like experimental treatment. Critical Illness supplements your medical and your disability income insurance. The lump sum benefit is paid when you need it most, upon diagnosis, so you can rest assured that you will have funds to offset upcoming out of pocket costs, and that you'll have the flexibility to elect treatments with less worry about the cost. 

Learn more about your Critical Illness Insurance benefits: 2021 Guardian Critical Illness Benefit Summary Guide

Hospital Indemnity Insurance Benefits

Focus on recovery during a hospital stay – not your out-of-pocket costs. A hospital confinement due to an illness or injury can happen to anyone. Chances are when it occurs you will have unplanned expenses to pay. Will you be prepared? Hospital Indemnity insurance benefit payments are made directly to you, no matter what other coverage you may have, and can be used however you choose. These benefit payments can help pay for out-of-pocket healthcare costs or other household expenses which can pile up during a hospital stay. 

Learn more about your Hospital Indemnity Insurance benefits: 2021 Guardian Hospital Indemnity Benefit Summary Guide

Short-Term and Long-Term Disability Insurance Benefits

You probably have insurance for your car or home, but what about the source of income that pays for it? You rely on your paycheck for so many things, but what if you were suddenly unable to work due to an accident or illness? How will you put food on the table, pay your mortgage or heat your home? Disability insurance can help replace lost income and make a difficult time a little easier. 

Learn more about your Short-Term and Long-Term Disability Insurance benefits: 2021 Guardian Disability Benefit Summary Guide

 

Murphy Meadows, Inc.

Medical FSA

A Flexible Spending Account (FSA) is an employer-sponsored benefit that allows you to pay for eligible medical expenses on a pre-tax basis. If you expect to incur medical expenses that won't be reimbursed by an insurance company or another plan, FSAs are a great way to save money while covering those costs. You can contribute up to $2,750 annually to your FSA.

Dependent Care FSA

Dependent Care FSA (DCA) is a Flexible Spending Account (FSA) that allows you to set aside pre-tax dollars for Dependent Care expenses. The IRS DCA annual contribution limits are $5,000 if you file your income taxes as single or married filing jointly; and $2,500 if you are married filing separately.

View 2021 Murfee Meadows-FSA Enrollment Packet

 

Legal Shield

TCC offers the option to elect prepaid legal services and identity theft protection through our provider LegalShield. This is an employee paid benefit and it may be purchased during New Hire or Open Enrollment.  View  

 

Additional Benefits

TCC offers employees:

TCC Employees receive discounts on:

  • AAA Motor Club South - 15% discount off new membership.  Must advise them you are a TCC employee. 
  • Daytona Speedway Discounts
  • Ashley Furniture -  25% off or 72 months interest free.  Must advise them you are a TCC employee.
  • Car Rentals - Avis and Budget Car Rental.  Avis and Budget Car Rental
  • Cellphone Carriers - Verizon Wireless, AT&T, Sprint
  • Conferences and Event Rental Space - Employees receive 50% off when on campus for personal events.
  • H&R Block - $25 off Tax Prep services, 35% off Online Tax Prep fees, 20% off Tax Prep software
  • TCC Bookstore - 10% off at main campus bookstore. Discount does not include textbooks, computer hardware/software
  • Take 5 oil Changes - Click the link, for discount information and printable coupon card.

Contact Our Benefits Team

Whether you are newly hired or nearing retirement, the Benefits team is available to answer your benefit questions, assist you in resolving benefit issues, and provide you with information to make informed benefit choices.

If you have questions whether you are eligible for benefits and retirement programs, you are welcome to discuss them confidentially with a member of the Benefits Team. Email hr@tcc.fl.edu or call (850) 201-8510.

 


Holidays

The following holidays are observed on the main campus:

  • New Year's Day
  • Martin Luther King Day
  • Memorial Day
  • Independence Day
  • Labor Day
  • Veteran's Day
  • Thanksgiving Day & Day After
  • Christmas Day

Faculty holidays are designated in the College's academic calendar. Contract/Grant employee holiday schedules are determined each year according to the specific requirements of the Contract/Grant.

Winter and Spring Breaks

During winter and spring breaks the college operates with limited staff. All non-exempt full time employees who work during these times will earn Compensatory leave. The upcoming winter and spring breaks for the 2021-2022 academic calendar year are:

Mid-Year (Winter) Break:
Dec. 17, 2021 (College Closes at 1 p.m.) – Jan. 3, 2022

Spring Break:
March 14 - 18, 2022